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SIP Calculator

Estimate the future value of your Systematic Investment Plan. See how regular mutual fund investments can build significant wealth over time.

account_balance_wallet SIP Details

Yr
Mo

Total Invested

₹0

Est. Returns

₹0

Total Value

₹0

Growth Schedule

Time Total Invested Returns Earned Total Balance

How Does a SIP Calculator Work?

A SIP (Systematic Investment Plan) calculator helps you estimate the wealth you can create by making regular monthly investments in mutual funds. It utilizes the power of compound interest to show you how a small monthly contribution can grow into a massive corpus over time.

The Mathematical Formula

The SIP calculator uses the standard future value formula for an annuity (assuming investments are made at the beginning of each month):

$FV = P \times \frac{(1 + i)^n - 1}{i} \times (1 + i)$

Frequently Asked Questions

What is the benefit of a SIP over a Lumpsum? expand_more
SIPs offer the benefit of "Rupee Cost Averaging". By investing a fixed amount regularly regardless of market conditions, you naturally buy more units when the market is low and fewer when it is high, reducing the overall average cost of your investment.
Can I modify my SIP amount later? expand_more
Yes, most Mutual Fund platforms allow you to step-up (increase), decrease, pause, or cancel your SIP entirely at any time without facing penalties.